Private Health Insurance Plans

Compare Top Private Health Insurance Plans in Germany

Updated for 2025 – Find affordable PKV options for freelancers & self-employed.

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Legal Notice: This website provides general information about private health insurance (PKV) in Germany. It does not constitute personalized insurance advice or a brokerage service. For tailored advice and contracting, please consult a licensed insurance broker or advisor as required by German law (§34d GewO).

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Disclaimer: This table is for general informational purposes only. It does not represent a complete market overview or personalized insurance advice. For personal consultation and contract arrangements, please contact a licensed PKV advisor according to §34d GewO.

ProviderGroupDeductibleMonthly FeeGKV Savings
HanseMerkur – Start FitSelf-employed€1,000€372€5,277/year
Arag – KomfortKlasseFreelancer€1,500€383€5,142/year
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